free plan · verified 29 Oct 2026

Taking money for a newsletter from India, on a free plan

Most advice for charging for a newsletter assumes Stripe. If you are in India and you do not have a company, that assumption is the first thing that stops you. There is a cheaper path, and it runs through a platform that talks to Razorpay directly.

The short version. Put the checkout and the email list in one place, connect Razorpay as the gateway, and keep the whole thing on the free plan until you are actually selling. The platform: systeme.io, which lists Stripe, PayPal, Razorpay, Paystack and Mercado Pago as gateways you can connect.

What each piece costs

piececost, as publishedwhere it came from
Platform$0 up to 2,000 contacts, 3 funnels, 15 page steps, 1 email campaign and 10,000 dollars of salesour own free account, Settings then My plan
Payment gateway2% per transaction on Razorpay's headline rate, plus GST on the feerazorpay.com/pricing, read 29 Oct 2026
Domainnot included on free; your pages sit on a yourname.systeme.io addressthe free plan's own limits
Email sendingincluded, one campaign on the free plansame

A worked example, at 100 readers paying 500 rupees a month

That is 50,000 rupees a month in revenue. Razorpay takes 2% of it, which is 1,000 rupees, and GST is charged on that fee rather than on the whole amount, so the deduction is a little over 1,000. The platform takes nothing until you cross the sales cap. You have spent nothing to find out whether anyone will pay.

The cap is where the free plan ends. Ten thousand dollars of sales is a real number for a first product from India and an irrelevant one for a business, so treat the free tier as the test and budget the paid plan as the cost of the answer being yes. Paid plans start at Startup, which lifts the funnel and contact limits, and the price changes often enough that the pricing page is the only number worth trusting.

What I actually ran

What this page does not claim

I have not onboarded a Razorpay account, so I cannot tell you what their verification asks for or how long it takes. I have not tested Stripe from India, and I am not saying it is impossible, only that it is the assumption most guides start from. Nothing here is tax advice: GST on the gateway fee is a cost, and how you register and file is a question for an accountant in your own state.

The systeme.io link above is an affiliate link, so I earn a commission if you sign up through it, at no extra cost to you. Every number on this page is dated 29 October 2026 and comes from either my own free account or the vendor's own published page.

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